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Random Musings

from the mind of a CFP

The Best Books I Read in 2024 Thumbnail

The Best Books I Read in 2024

I read over 80 books this year, spanning everything from the history of the guitar to how to slow down and breathe to how to get more done in less time. Toss in a few text books for a new designation and this brain got worked out last year. I couldn’t narrow it down this time around so I have created categories with the best of the best.

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The Best Things I Bought in 2024 Thumbnail

The Best Things I Bought in 2024

Every year we spend money. This year was a little different; inflation made everything more expensive and interest rates made it more expensive to borrow. Even with all this, I still managed to buy some gems.

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17 Years of Marriage..17 Financial Tips to Stay That Way Thumbnail

17 Years of Marriage..17 Financial Tips to Stay That Way

Marriage is a beautiful journey filled with love, laughter, and... financial decisions. I married my best friend 17 years ago and I've learned a few valuable lessons about managing money as a couple. These tips may not be groundbreaking, but they've helped us navigate the ups and downs of our financial life together. Let's go!

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The Best Books I Read in 2023 Thumbnail

The Best Books I Read in 2023

So I read a lot of books every year. Well, I have someone else read it to me, but it's basically the same thing. Audiobooks, in my opinion, are like taking a test drive: I listen to the book and if something jumps out at me, something I think I really need, I buy the book. Here is this year's list of books I have or am planning on buying for reals

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The Best Things I Spent Money on in 2023 Thumbnail

The Best Things I Spent Money on in 2023

Every year we spend money. Most of it is on food, shelter, and 43 streaming services, but every once in a while, we spend to make our lives better. Over the past few years, I've been sharing the things I have spent money on to make my life easier (more room, improved health, better coffee, the ability to shower when you have 4 kids, reliable WiFi). This year is no exception:

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What is Disability Insurance, Anyway? Thumbnail

What is Disability Insurance, Anyway?

Did you know? You are more likely to become disabled before you retire than die? 1 in 4 20-year-olds suffer a disability before age 65, whereas 1 in 1,700 die prematurely. True story. Everyone knows that Life Insurance pays out if you get hit by a bus and die. But what if you get hit by a bus and live?

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