So, that happened. Every year I look back on the best things I spent money on (2017, 2019). This year, the list could look a little different with additions like hand sanitizer, about 100 face masks, and multiple streaming services, but I want to keep it to the things that got me through 2020.
![[SOLVED] Tough Life Insurance Cases Thumbnail](https://static.twentyoverten.com/6001d5d9e66e1416cbae8074/CmpJVcMkmi6/AdobeStock_213421478.jpeg)
Every time I sit down with a client to discuss their insurance needs, I get a new story. I've been doing this long enough to know that not every insurance application will be approved without a little work. Most times, it's something simple (like if they are a social smoker) but every once in a while, I come across a case that requires a little more than just "Sign here, and here, and here and initial here".
Every year, we spend money on stuff. Some stuff is necessary, like food and Disney +, while other stuff is not so much. This year, I again will look back at some of the best things that I spent money on in 2019.
Every year around this time, people set forth on the journey of self-improvement. This year though, why not change it up a little? Why not make a resolution to invest in yourself, your career and your family as well?
Vampires. They are immortal and many have been around for centuries. So why aren’t they all billionaires?
“Hey Ken, I have a friend who is an advisor, but he’s not a CFP, what’s the difference?” That was the question posed to me at a gathering a few weeks ago from a friend of a friend. What is the difference between someone called a Financial Advisor and someone who is a Certified Financial Planner?